Frequently Asked Questions

We believe credit repair should be FREE, so we give it to everyone as long as they purchase credit reports from our preferred credit monitoring.

We will help you request investigations of items that you feel are not 100% accurate, verifiable and timely. We will also make recommendations on managing your open accounts especially in regards to credit cards. Follow all of our recommendations as quickly as possible for best and fastest results.

Our Credit Repair services are FREE. However, you will need to subscribe to our preferred Credit Monitoring site, and their charges vary from $29.99 to $39.99 per month. In addition, you will need to pay for the postage to mail your dispute letters.

Credit Monitoring allows our system to access updated credit reports and to see changes throughout the process. Without it, we wouldn’t know what to do next.

The process of creating your first set of dispute letters takes about 10 minutes to complete.

The credit bureaus and original creditors have between 30-45 days to respond to your requests for investigations. You should start seeing results around this time. Each subsequent round of investigations usually takes about 45 days.

Log into the system and follow the steps, watch the videos when they pop up, and take the actions we recommend.

Mailing dispute letters documents a paper trail and is a more effective way to challenge information on your credit report. The Fair Credit Reporting Act allows the credit bureaus to ignore letters that are not sent directly from the consumer.

You can dispute any item that you feel is not 100% Accurate, Verifiable and Timely.

It takes about 10 minutes to get started. After that, each subsequent round requires about 10 minutes of your time to update your results and to create your next round of disputes.

Everyone’s situation is different, so it’s really hard to accurately answer this question. The more involved you are and the faster you take our recommendations, the faster the process will be.

Frequently Asked Questions

We believe credit repair should be FREE, so we give it to everyone as long as they purchase credit reports from our preferred credit monitoring.

We will help you request investigations of items that you feel are not 100% accurate, verifiable and timely. We will also make recommendations on managing your open accounts especially in regards to credit cards. Follow all of our recommendations as quickly as possible for best and fastest results.

Yes, It’s your legal right to dispute anything that you feel is not 100% accurate, verifiable and timely.

Our Credit Repair services are FREE. However, you will need to subscribe to our preferred Credit Monitoring site, and their charges vary from $29.99 to $39.99 per month. In addition, you will need to pay for the postage to mail your dispute letters.

Credit Monitoring allows our system to access updated credit reports and to see changes throughout the process. Without it, we wouldn’t know what to do next.

The process of creating your first set of dispute letters takes about 10 minutes to complete.

The credit bureaus and original creditors have between 30-45 days to respond to your requests for investigations. You should start seeing results around this time. Each subsequent round of investigations usually takes about 45 days.

Log into the system and follow the steps, watch the videos when they pop up, and take the actions we recommend.

Mailing dispute letters documents a paper trail and is a more effective way to challenge information on your credit report. The Fair Credit Reporting Act allows the credit bureaus to ignore letters that are not sent directly from the consumer.

You can dispute any item that you feel is not 100% Accurate, Verifiable and Timely.

A hard inquiry is a check of your credit for the purpose of qualifying for a loan. The reports obtained through the Credit Monitoring company are NOT hard inquiries.

It takes about 10 minutes to get started. After that, each subsequent round requires about 10 minutes of your time to update your results and to create your next round of disputes.

Everyone’s situation is different, so it’s really hard to accurately answer this question. The more involved you are and the faster you take our recommendations, the faster the process will be.

Each week a new Financial Hacks & Pro Tips video will be uploaded to your portal and emailed to you. Watch those videos for more ways to save money and achieve your goals. Review your Tasks on the dashboard and take the recommended actions. Finally, engage your power team on the Teams page for ways to achieve your goals or lower your costs. Remember, we are here to help you achieve your goals.